All healthcare accounts are not created equal. That’s why you need an experienced, trusted advisor to help you when it comes to your healthcare finances. Benefit Solutions by Design is here to help youunderstand the sometimes complex and confusing world of healthcare account acronyms (HSA, HRA, FSA, MSA, Oh my…). Are you a Smart Healthc Care Consumer?
Consumer-driven health plans are the latest response to soaring costs. They teach and empower consumers to take financial control of their health care spending; Health Savings Accounts (HSAs) are the centerpiece of this new approach.
With the HSA/HDHP, consumers have significant power and responsibility for their health care decisions. The consumer (or the employer, or both) sets aside a pool of money to spend on health care before HDHP coverage kicks in. Policymakers hope that, by having such a financial incentive, participants will become better and more prudent health care consumers; healthcare nest egg or smart spender.
The New York Times /Texas Tribune (6/10, A19A, Ramshaw, Subscription Publication) reports that despite Texas Gov. Rick Perry’s (R) “stated opposition to a federally-mandated health insurance exchange and the state’s participation in lawsuits aimed at overturning federal health reform, officials at the Texas Department of Insurance acknowledge that since last fall, with the help of a $1 million grant from the United States Department of Health and Human Services, they have been working quietly to plan for a health insurance exchange.” The article quotes John Greeley, a spokesman for the Texas Department of Insurance, as saying, “We’ve been going full speed ahead on implementation, doing the due diligence so that we can be on time with what the law says.” Meanwhile, “Lucy Nashed, a spokeswoman for Mr. Perry, said the governor is aware of the grant, which she said is exploratory and does not require Texas to set up an exchange.” http://mailview.custombriefings.com/mailview.aspx?m=2011061001nahu&r=4958615-5c23
Some of the foods at the grocery store may be making you sick. This month’s video clip from The Dr. Oz Show provides simple ways to protect yourself as you shop. The video messages are available on UHC.com, myuhc.com, and Source4Women.com for six months.
Each month UnitedHealthcare posts a video clip featuring Dr. Mehmet Oz, a renowned physician, bestselling author and host of The Dr. Oz Show, which airs daily on TV stations across the United States.
The messages focus on achieving or maintaining a healthy weight, heart health, exercise, and healthy eating. These clips can be shared simply by copying and pasting the web link from the sites above into an email or your web browser.
These video clips are a part of UnitedHealthcare’s commitment to work with renowned doctor and nationally recognized author Dr. Mehmet Oz to share health and wellness topics on his talk show, The Dr. Oz Show, and his website, DoctorOz.com. You can find out when and where The Dr. Oz Show airs in your area by going to DoctorOz.com and clicking on “Local Listings.”Shop Safe at the Grocery Store
Confused about what compliance rules apply when an employee terminates employment triggering a loss of their benefits. What are your obligations as an employer to keep in compliance with the state / federal regulations in offering the terminated employee & their covered dependents continuation rights. Rules and regulations, who is responsible, what are the requirements and time lines? Great questions that I can help you resolve. Since groups subject to Texas State Continuation (TSC) are almost 100% fully insured groups, “the employer or the group policyholder” are one and the same! Required to provide the terminated members their right to continuation of group coverage. As an industry professional, your hiring me to provide solutions driven support to meet these compliance needs. Let’s close your compliance gaps.